The letter arrived today from Social Security: time to sign up for benefits.
I read it with a sinking heart as it constantly referred to my milestone birthday coming up soon. There's an offset for teachers in California, so we don't get our benefit on top of our retirement, both of which we've earned through years of hard work. I'm not sure how the offset works, but I know I'm penalized for having both Social Security and a teacher's retirement pension.
The clock is ticking harder and faster, with time whizzing by. Hope I'm ready for the late autumn of my life and make the most of it because winter just ain't far behind!!
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