Since June 5, my on-line records show that I did no savings account transactions, which I know is not accurate as I paid for my October trip and transferred the money from savings to checking. I also have a couple of credit card bills for my upcoming August trip, and I did the same thing: pay them out of checking and transfer the money from savings. Today I decided it was "the" day to go online and figure out why, in the course of the month of July, my savings account grew by $4000+ dollars, rather than depleting by the cost of my two trips and monies spent for them.
I waited on the phone for a full 15 minutes before Darcy came on and then I presented the issue to her very simply: why can I spend money from my savings account and, rather than losing money, it grows by $4000+. She went through all of my records and told me that I had zero activity on the account in July, which I know is not the case, and the balance showing on my screen is correct. I disagreed with her assessment, but she was adamant that my records are correct.
And, maybe she's right: maybe I didn't do any transactions involving my savings account since June 5, but if that's so, how do you explain the extra money? Isn't that a "transaction" that came from somewhere and appeared in my account?
There comes a time when it's prudent to give up, quit the argument, and end the discussion. Darcy assured me that the records are accurate, so I'll accept that and move on. No, I won't go hog-wild and spend money I don't have, so I'll leave it as a nice little "egg" in my financial basket.
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