There is NO justification for greed!

As people stand in endless lines for unemployment benefits, attend job fairs carrying a college diploma to set themselves above the other applicants who want to learn how to bartend in these tough economic times, and try to avail themselves of government programs to help save their homes from foreclosure, Bank of America reps tell the American people that ... "Bank of America has the right to make a profit."

Really? That's your defense for adding a $5 monthly charge for customers to use a debit card? We all were forced into using debit cards to "save the banks money" a decade ago, whether we agreed with putting ourselves into the jeopardy of having our personal information stolen and used to defraud us. Now that we all have them and few other options, thanks to the endless cost-cutting measures instituted by the banks that always end up costing the consumer more money, we have to pay a monthly usage fee because YOU have the right to make a profit? Are you trying to sell the American people with the idea that WE are keeping YOU from making a profit?

I don't think so: according to a recent press release, Apr 15, 2011 – Bank of America reported profit of $2 billion compared with $3.2 billion last year, which may be a downturn to you, but the $2 BILLION seems to qualify in anyone's thinking as "making a profit" that in no way warrants crying poor me to the American people!

I'll bet you also don't have to cut back on your Starbucks' lattes to pay the additional charges recently dropped onto Netflix customers' monthly bills because Netflix is practically giving away their services free. Stop shoveling bullshit and think outside the box you are hiding behind: the American people are financially devastated, not sipping lattes at Starbucks, wearing designer clothes, dining out every night, and drinking pricey champagne! That's YOU FOLKS, not US FOLKS. How about you give US a break, rather than voting yourselves more profit?

Oh, that's right, you DO give SOME customers a break: any customer with a bank balance that remains above $15,000 will not be charged the debit card usage fees. I'll bet that exemption applies to ... someone, somewhere, but surely does not fit the banking experiences of most Americans who, according to recent articles, have an average of less than $1000 in savings that accumulates at the average rate of $372 annually! It would only take that average American 40 years to save the $15k minimum balance to qualify for no debit card usage fees, while paying $2400 in monthly debit fees during the savings' period.

Who are these people? How do they rise to the top of these businesses? Who teaches them to act with impunity just because they can? Without their $4k tailored suits, shirts, ties, and shiny shoes, they would be criminals in any other enterprise, but put them in charge of a financial institution and they chastise the peasants for denying them the "right" to make a profit. There is NO justification for this kind of greed.

None.